Financing options that can’t be matched, pay only what you can afford

Defer up to 50% of your tuition fees into an income-share agreement, allowing you to learn now, and pay once you are earning or pay in 5-week instalments rather than fully upfront.

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Available Financing Options

We believe in flexible payments, that is why we have the best financing options for coding school students in Africa. Choose what works for you.

1

One-Time Upfront Fee

Pay Ksh 120,000 upfront. Saves you Ksh 30,000 or 20% of total program costs.

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2

Pay in Instalments PT

Pay Ksh 30,000 monthly for 5 monthly instalments. (Part-time students)

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3

Pay in Instalments FT

Pay Ksh 37,500 monthly for 4 monthly instalments. (Full-time students)

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4

Income-Share Agreement

Pay 50% upfront or in instalments and defer the rest into an income-share.

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5

Flexi (Lipa Mdogo Mdogo)

Can’t afford the fees? Not eligible for ISAs? Pay Ksh 13,750 monthly for 12 months.

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6

Money-Back Guarantee

We offer a 12-month 50% money-back guarantee if you do not get a job.

Learn more

About Income-Share Agreements

Zindua School works with Chaptr Global to avail and offer income-share agreements to students who cannot afford the program. An income-share agreement allows you to only pay 50% of the program and pay the rest once you are earning. Note that an ISA is not a LOAN and payments are based on one’s income; if you are earning nothing, you pay Ksh 150 only in that calendar month.

Through our ISA, you will only have to pay Ksh 15,000 per 5-week module instead of Ksh 30,000. If you want pay upfront instead, the total upfront fees will be Ksh 60,000 instead of Ksh 120,000. In short, you only pay for 50% of the program if on an income-share agreement.

Once you graduate and are earning, you will pay 10% (Income-share rate) of your gross monthly income for 24 months. Students will have the option to pay-off their income-share contract during any time of their contract if they’d like to complete the repayment term earlier.

Salary Floor: If you are earning below Ksh 24,000 per month, you pay Ksh 150 ONLY towards your income-share agreement on that month. This is to protect low-income earners who are on a tight monthly budget. Payment Cap: If you are a high earner, you will NOT pay more than 2 times the tuition investment you receive from us. Thus, the cumulative repayment cap is Ksh 150,000. Grace period: Repayments start as soon as you get a job on graduation or after the 6-month grace period.

This financing plan is only open to learners who are in their final year of university or have a diploma or have Bachelor’s Degree already. To get accepted into the contract, you will have to submit your official identification details, go through a credit vetting process, and fully sign an income-share contract through Chaptr Global. Note that there will be sessions on ISAs run by Chaptr Global to educate anyone interested in an ISA at least one-week before you join the program.

person using laptop computer holding card

Flexi Plan (Lipa Mdogo Mdogo)

Zindua School has partnered with Chaptr Global to allow parents as well as students who are not eligible for our income-share agreement to pay in smaller longer-term instalments. Instead of paying KES 30,000 every 5 weeks for 5 instalments, you can now pay KES 13,750 monthly for 12 months. Yes, the payment plan extends beyond the program length.

  • You’ll end up paying 8% more under the flexi plan. This is better than any interest rate available in the current market.
  • You will have to go through a credit vetting process, handled by Chaptr, to ascertain that you can afford the monthly payment plan with no stress.
  • For students who expect their parents to make fee payments, it is the parent that will go through the vetting process and not the student in this case.

50% Money-Back Guarantee

Graduates are entitled to 50% money-back guarantee if they do not get a job within 12 months of graduation. This does NOT apply to learners in income-share agreements or on the flexi plan (lipa mdogo mdogo) from whom we have already taken up too much risk. Our incentive is to offer nothing but quality.

  • Graduates will be required to show active job applications at least 5 monthly. We’ll support you as much as we can in your job quest
  • If enrolled in a full-time educational program, the guarantee countdown is paused up until completion of the educational program
  • The guarantee window is 6 months if one sits and passes the official certification exam by Microsoft, Google or AWS on graduation
Student with documents and laptop happy about getting into university
Estimate Fees Form

Calculate Your Expected Payments

Below is your estimated fee payment

You have chosen the one-time upfront fee as your financing plan. You'll pay only KES 120,000 in total. This saves you KES 30,000 or 20% of the total program. Note that your enrolment deposit is deductible from your total fees.

You have opted for our Income-Share financing plan. In this plan, you'll pay KES 15,000 monthly for 5 months (50% of the fees). Once you graduate and get a job, you'll then pay 10% of your earned income for 24 months.

This income-share agreement will be serviced by our partner Chaptr Global and will be subject to a payment cap to protect the high earners as well as a salary floor to protect the low earners. There will be an info session covering all the terms of your income-share contract before you get into any contract or go through the onboarding process.

Finally, as with all our financing plans, your enrolment deposit is deductible from your total fees.

You have opted for our Lipa Mdogo Mdogo plan. In this plan, you'll pay KES 13,750 monthly for 12 months. Yes, your payments extend beyond the length of the program to make it easier for you to access the program.

This financing plan will be serviced by our partner, Chaptr Global. You'll be subject to a credit vetting procedure before your financing is approved. The vetting will be done on whoever is expected to pay the fees whether it is the student or parent or guardian. To maintain utmost transparency, you'll have an info session on the financing plan before you sign any contract or go through the vetting procedure.

Finally, as with all our other financing plans, your enrolment deposit is deductible from your total fees.

You have opted to pay in monthly instalments. In this financing plan, you'll pay KES 30,000 monthly for 5 months. Note that your enrolment deposit is deductible from your total fees.

You have opted to pay in monthly instalments. In this financing plan, you'll pay KES 37,500 monthly for 4 months. Note that your enrolment deposit is deductible from your total fees.